Private equity funds allow private investors to invest in privately held companies, many of which are struggling or looking for buyers to restructure or liquidate their assets.

One of the benefits of running a low-fee fiduciary investment and financial planning firm is that I’m comfortable explaining how other finance companies create confusion and charge massively overinflated fees.

Did you panic in March 2020 during the market drop? How did you react to the wild market swings?

The world looks very different halfway through 2020 then most would have imagined at the start of the year.

Over the past few months, the central bank has shown it will go to incredible lengths to stimulate the economy and stabilize the stock market. The result of those actions has allowed the stock market to retrace most of its post-coronavirus loss.

Why has the market recovered even while the economy has grown worse? The answer is that the stock market is not the economy.

One of the interesting things I’ve noticed during my chats with clients is how often folks approach their finances with no clear outline of where they are going. A good financial plan includes goals, savings, budgeting, taxes, and an investment plan for the future.

The economic consequences of the global Covid-19 outbreak and the associated decline in economic activity from quarantines, business closures, and social distancing have been staggering.

This is the hardest part. Stick to your plan. Don’t panic.

Many people have the perception that their tax bill each year is chiseled into stone and an unchangeable result of their financial situation. But the reality is that there is many things you can do each year to optimize your taxes,

Many people keep putting off things they need to do until the “start of the year”.  Following a budget, saving for retirement, opening an IRA, refinancing the house, and a host of other things fall into this category. 

So, the SECURE act is now law, and there are many changes for Americans that are actively using an IRA, college savings plan, inherited IRA, making charitable donations and more.