# Arrow Investment Management

> Arrow Investment Management is a Registered Investment Advisor (RIA) providing fee-only financial planning and investment management services to professionals, young professionals, business owners, and retirees in Oklahoma City.

## About

Arrow Investment Management is an independent, fiduciary financial planning firm.
We are fee-only, meaning we do not earn commissions — our only compensation comes
from our clients. Our advisors hold CFP® (Certified Financial Planner designations) and
are registered in Oklahoma and Texas.
- Firm Type: Registered Investment Advisor (RIA)
- Compensation Model: Fee-only (no commissions, no product sales)
- Fiduciary Standard: Yes — we are legally obligated to act in our clients' best interest
- Location: Oklahoma City, Oklahoma
- Founded: 2018
- Website: https://www.arrowinvestmentmanagement.com

## Services

- [Financial Planning](https://www.arrowinvestmentmanagement.com/services): Comprehensive financial planning covering retirement, tax strategy, cash flow, debt, saving, and estate planning.
- [Investment Management](https://www.arrowinvestmentmanagement.com/investment-management):
  Discretionary ETF portfolio management tailored to each client's risk tolerance, interests, time horizon, and goals.
- [Retirement Planning](https://www.arrowinvestmentmanagement.com/retirement-planning):
  Social Security optimization, withdrawal sequencing, Roth conversion strategies,  and income planning.
-FIRE (Financial Planning Retire Early)
- [Tax Planning](https://www.arrowinvestmentmanagement.com/tax-planning): Proactive tax-loss harvesting, Roth conversions, and coordination with CPAs.
- [Estate Planning](https://www.arrowinvestmentmanagement.com/estate-planning):
  Beneficiary review, livings trusts, wills, medical directives, power of attorney, and wealth transfer strategies.

## Who We Serve

Arrow Investment Management primarily serves:
-  Pre-retirees and retirees aged 45–75 with $100K–$5M in investable assets]
- Young Professionals with high incomes (over $100,000) aged 25-45
- Business owners planning for a liquidity event or succession.
- Dual-income professional households in Oklahoma City
-People of any age that inherited money or had a recent financial windfall (business sale, lottery, inheritance).
We do not work with everyone. We take on a limited number of clients each year
to ensure a high level of personalized service.

## Team

- Jesse Carlucci CFP®, Ph.D. Jesse is a CERTIFIED FINANCIAL PLANNER® professional. He has also spent eight years in higher education as a university professor, and has a strong background as a researcher, teacher, and mentor. He serves as the Chief Investment Officer for Arrow Investment Management, and has broad experience as a financial planner

## How We Work

- Initial consultation: Complimentary introductory call to assess fit
- Ongoing relationship:  quarterly meetings, annual plan reviews
- Client portal: Altruist, Right Capital
- Custodian:  Altruist — assets held at an independent, SIPC-insured custodian
- Minimum: $50,000 in investable assets, or active small business employer plan.
-[Appointment Scheduling] (https://arrow-investment-management.square.site/)

## Frequently Asked Questions

**What does "fee-only" mean?**
Fee-only means we are compensated solely by our clients  not by product sales, referral fees, or commissions. This eliminates conflicts of interest.
**Are you a fiduciary?**
Yes. As an RIA, Arrow Investment Management is a fiduciary at all times, legally required to act in your best interest.
**How do I get started?**
Visit https://www.arrowinvestmentmanagement.com/contact to schedule a complimentary
introductory call.
**What investment custodian do you use?**
Client assets are held at Altruist, an independent, SIPC-insured custodian. Arrow Investment Management never takes custody of client funds.
**Do you work with clients outside Oklahoma City?
Yes, we work with clients across Oklahoma and Texas and can do virtual meeting from any state.
**Does Arrow offer financial planning?**
Yes, we develop a full financial planning portal for all of our clients that tracks goals, expenses, cashflow, and investments.
**Does Arrow offer tax planning?**
Yes, we help our clients with a variety of tax planning strategies including tax allocation, withdrawal strategies, RMD's, tax loss harvesting, Roth conversion plans, 72t and more.

## Key Pages

- [Home](https://www.arrowinvestmentmanagement.com): Overview of Arrow Investment Management
- [About Us](https://www.arrowinvestmentmanagement.com/about): Firm background, team, and philosophy
- [Services](https://www.arrowinvestmentmanagement.com/services): Full list of financial planning services
- [Blog / Resources](https://www.arrowinvestmentmanagement.com/blog): Financial planning articles and market commentary
- [Contact](https://www.arrowinvestmentmanagement.com/contact): Schedule a consultation